Financial protection against damages caused by most disasters is covered by most forms of homeowners insurance.
Homeowners insurance is a package policy. This means it covers damage both to your home and to the things you keep in it, and covers your liability or legal responsibility for any injuries and property damage that you or members of your family may cause to others.
Homeowners coverage is applicable for people who own homes and condos, but don’t underestimate the importance of renter’s insurance! If you rent a home, condo or apartment, make sure you are covered!
Make sure you are prepared for whatever the road can throw at you. Kiely, Hines & Associates Insurance Agency specializes in providing insurance services for your motorcycle, sport bike, or cruiser. We are committed to providing high-quality coverage from the finest companies available and personalized service second to none.
With a staff of highly trained professionals who are ready to assist you whether you need help with state or federal filings, or a simple change of vehicle or driver, Kiely, Hines & Associates Insurance Agency is ready to get the job done and done right.
Personal Auto Insurance
Auto Instant Insurance Quote
Protect yourself against financial loss if you have an accident with personal auto insurance. Car insurance provides protection under four coverage parts:
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation, and, in some cases, for lost wages and funeral expenses that may result from an auto accident.
- Uninsured motorist coverage can protect you, covered passengers, covered family members, and your insured automobile for damage and bodily injury resulting from a covered accident caused by an uninsured or under-insured driver.
- Physical damage coverage pays for specified collision losses.
Custom equipment coverage may also be added to your automobile insurance policy. Most states require you to buy some, if not all, of these. If you’re financing a car, your lender may also require you to carry certain types of car insurance coverage.
Recreational Vehicle & Boat Insurance
If owning an RV or boat is your dream come true, Kiely Hines & Associates Insurance can provide you with the specialized RV or boat insurance you need, coverage includes total loss replacement, emergency expense coverage, unlimited towing and roadside assistance.
Kiely, Hines & Associates Insurance Agency can take the hassle out of your boat insurance search and help you find the best rate on coverage for your travel trailer, fifth wheel, boat, houseboat, pontoon, yacht, powerboat, sailboat, personal watercraft, or motor home.
Wedding and Event Insurance
It’s your or your loved one’s special day. You’ve planned for everything. But what about those things that you can’t plan for?
Wedding insurance protects you against all those possible unplanned events, pitfalls and financial burdens, such as:
- Missing dress
- Lost deposits
- Lost rings
- Severe weather?
- Transportation shutdown
- Ruined photos
- Call to Duty
- Damaged gifts
- Sudden illness
- Venue required insurance
- Additional expenses
Other Event Insurance
Have you ever had a sleepless night worrying about what could go wrong with your event? No matter how carefully you plan, there are so many things that could go wrong – things beyond your control. With the Protector Plan for Events, we can help ensure your special event is worry-free!
The Protector Plan for events can help protect special occasions like these:
- Bar/Bat mitzvahs
- Birthday parties
- Holiday parties
- Anniversary parties
- Family reunions
- Commitment ceremonies
- Baby showers
- Bridal showers