Business Owner Insurance
Every small business owner knows they need business insurance. Unfortunately, most insurance companies are reluctant to take on newly established businesses and insist that small business owners be in business for three years or more before they can get standard rates. Some agencies don’t like new entities because they may not have the management experience and capital at the formation stage to fund the insurance required and necessary to conduct their business.
At Kiely Hines & Associates, we enjoy working with the new (AND experienced) entrepreneurs, walking them through the formation stages, advising them on what protection is necessary, and assisting them in selecting installment payments for this insurance. As the business grows, we can help you grow your business insurance program. Not all financial risks can be transferred to insurance companies, and we can help you use alternate methods for these financial risks. Many of our clients have been insured with us for more than three generations.